Top High Yield Cd Savings Account 2024 List. Best for competitive cd rates: Certificate of deposit (cd) cds are best for individuals looking for a guaranteed rate of return that’s typically higher than a savings account.
To identify the best cd rates, wallethub’s editors regularly compare over 950 certificates of deposits from leading financial institutions based on apy, fees and minimum deposit requirements. This type of savings account offers the high returns of a cd but with the same access to cash as a standard savings account.
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